The National Association of Insurance Commissioners (NAIC) Annuity Suitability Working Group–which is plodding its way through creation of an enhanced suitability regulation for annuities–is divided on whether to apply the tougher standards to in-force transactions.  At a recent Working Group meeting in Chicago, New York led the effort to apply enhanced suitability to in-force policies (just like Regulation 187 in New York does), but regulators in other states were less receptive to the idea.  Click HERE for further details.