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U.S. Life Expectancy Drops for 3rd Consecutive Year
In 2017, according to the Center for Disease Control and Prevention's National Center for Health Statistics (NCHS), the average American could expect to live 78.6 years. That's a shorter life expectancy than in 2016 and [...]
NAIC “Enhanced” Annuity Suitability Draft Has Its Critics
An NAIC working group has developed a draft regulation imposing tougher annuity suitability standards, but the proposal doesn't go nearly far enough for some interested parties, including a consumer representative who often weighs in critically [...]
NAIC Annuity Suitability Group is “Deeply Split” over In-Force Policy Issue
The National Association of Insurance Commissioners (NAIC) Annuity Suitability Working Group--which is plodding its way through creation of an enhanced suitability regulation for annuities--is divided on whether to apply the tougher standards to in-force transactions. [...]
NAIC Moves Forward with New Approach to Annuity “Suitability”
State regulators on the NAIC Annuity Suitability Working Group--which is charged with revamping the NAIC's model annuity suitability regulation in light of growing interest in "best interest" standards--will meet in Chicago on October 22-23. The [...]